Senior Loan Officer Sales Lead
Posted Updated
Description
You will originate and close crypto mortgages and crypto-backed loans, manage the full borrower funnel, structure loan scenarios, and deliver underwriting-ready files. You will use AI tools to improve sales workflows, partner across operations and engineering, develop referral relationships, and grow into leading loan officers and AI agents.
Responsibilities
- Originate and close crypto mortgages and crypto-backed loans from first call through funding
- Recommend suitable mortgage and crypto-loan solutions and explain trade-offs to borrowers
- Work with AI agents and improve the division of work between agents and people
- Help hire, onboard, and coach loan officers as the team grows
- Build and improve AI agents for lead follow-up, borrower questions, document collection, and pipeline updates
- Manage inbound leads and track loans from lead through application, lock, and funding
- Report pipeline performance weekly to the CEO
- Meet monthly and quarterly origination goals
- Structure loan scenarios and pricing and present credit narratives
- Deliver complete underwriting-ready files to Loan Operations
- Support borrowers after closing with Servicing
- Build referral partnerships with crypto platforms, wealth managers, CPAs, and real estate agents
- Partner with Engineering and Loan Operations to improve the borrower experience
- Share borrower stories, competitive intelligence, and market feedback with Marketing
- Follow state licensing and sales compliance policies
- Use AI tools across lead research, borrower follow-up, file review, reporting, and content
- Automate manual work and coach the team on new tools and workflows
- Evaluate new AI and fintech tools
Requirements
- 5+ years of residential mortgage origination experience as a licensed loan officer
- Track record of $25M+ in personal annual funded volume
- Experience with jumbo and non-agency lending
- Ability to review income, assets, entity structures, and condo reviews
- Fluency in cryptocurrency and crypto-backed lending
- Working knowledge of TRID, RESPA, ECOA, BSA/AML, and OFAC requirements
- Experience with Encompass and a CRM
- Experience with outbound prospecting and direct-to-consumer internet leads
- Ability to engage clients during occasional evenings and weekends
- Hands-on experience with AI tools such as Claude or ChatGPT
- Technology proficiency in a paperless, data-driven environment
- Active NMLS Mortgage Loan Originator license in Florida
- Willingness to obtain licenses in other lending states
- Clean NMLS record and ability to pass background, credit, and fingerprint checks
- Current SAFE Act continuing education
Benefits
- Uncapped commissions on funded volume
- Stock options
- Four weeks of PTO per year
- Medical, dental, and vision insurance with up to $1,000 in monthly premiums covered
- 401(k) program
- Paid additional state licenses, renewals, and ongoing training
- Choice of equipment
- Quarterly team-building events
