Senior Underwriter

You will evaluate, price, and bind property and weather-related insurance and reinsurance risks, with a focus on wildfire. You will manage submissions, develop broker relationships, apply catastrophe and exposure data to pricing, monitor portfolio performance, and improve underwriting processes.

Responsibilities

• Lead insurance and reinsurance underwriting, including risk selection and aggregate management
• Grow the commercial admitted, surplus lines, and parametric insurance book
• Develop distribution channels and broker relationships
• Review, analyze, and price new and renewal property, catastrophe, and parametric weather submissions
• Use catastrophe models, weather data, and exposure analytics in pricing decisions
• Structure parametric triggers, limits, and payout terms
• Prepare underwriting files, referrals, and pricing rationale
• Monitor portfolio aggregation, accumulation, and loss performance
• Ensure business complies with underwriting guidelines, authority limits, and regulatory requirements
• Refine underwriting guidelines, rating tools, and workflows
• Mentor junior underwriters and analysts

Requirements

• 4+ years of experience in commercial property underwriting, property brokerage, or a related role
• Understanding of catastrophe exposure and its effect on pricing and capacity
• Experience in the excess and surplus lines market with wholesale brokers
• Experience using data, catastrophe model output, and pricing tools
• Excel
• Risk selection judgment
• Written communication
• Verbal communication
• Active Property and Casualty license or willingness to obtain one within 90 days of hire