Senior Product Analyst Credit Products

You will analyse credit-focused data to generate actionable insights for lending strategy. You will monitor credit-risk KPIs, identify performance trends, recommend risk mitigations, collaborate with product managers and developers on credit products, and prepare reports and presentations for senior stakeholders.

Responsibilities

• Analyse lending product performance and generate actionable recommendations
• Monitor and optimize credit-risk KPIs
• Develop strategies that mitigate risk while supporting business growth
• Inform the development of new credit products with data-driven insights
• Prepare reports and presentations for senior management and stakeholders
• Communicate findings and recommendations
• Track data analytics tools, methodologies, and industry trends
• Improve data analysis processes and credit product offerings

Requirements

• 4+ years of experience as a credit-focused analyst or data scientist at a fintech or bank
• Expert SQL proficiency
• Experience navigating complex data warehouse relationships
• Credit data analysis
• Ability to operate independently
• Ability to manage ambiguity and competing objectives

Benefits

• Flexible working arrangements
• Remote work from home or elsewhere in the home country
• Work from another country for 90 days per year
• Vitality health insurance
• Employee Assistance Programme
• 12 casual leaves
• 15 privilege leaves
• Professional learning and development budget
• Office snacks
• 24 hours of paid volunteering time off per year
• Hybrid working
• Sabbatical leave