Head of Financial Crimes Compliance (FCC)

Lead compliance strategy across BSA/AML, sanctions, licensing, and financial crime risk. Design policies, governance, processes, and tooling; manage regulatory and financial partner engagement; oversee the firm's BSA and Sanctions Compliance Programs; and build a lean compliance team.

Responsibilities

• Design, implement, and continuously improve the risk-based BSA/AML and Sanctions Compliance Program.
• Maintain the FCC implementation plan and conduct annual FCC risk assessments.
• Serve as the board-appointed BSA and Sanctions Compliance Officer.
• Establish FCC risk appetite standards, KRIs, KPIs, and executive and board reporting.
• Partner with Product, Engineering, Operations, Legal, Risk, InfoSec, and Finance on FCC matters.
• Own KYC/KYB, CDD/EDD, transaction monitoring, case management, SAR/STR, OFAC screening, and list management.
• Stand up cross-border controls, jurisdictional risk mapping, licensing checks, counterparty risk controls, and Travel Rule requirements.
• Serve as primary contact for regulators, auditors, and bank partners.
• Coordinate exams, audits, independent testing, compliance monitoring, and model validation.
• Lead regulatory remediation and corrective action plans.
• Manage bank and non-bank financial institution compliance partnerships.
• Support MSB registration and MTL licensing strategy.
• Build and mentor a lean compliance team.
• Select and administer compliance technology vendors.
• Embed compliance-by-design across product, engineering, and go-to-market.

Requirements

• 8–10 years of progressive BSA/AML and sanctions compliance experience with in-house leadership at a payments and/or crypto company or equivalent.
• Expertise in cross-border payments, including corridors, fiat/crypto touchpoints, correspondent banking, and remittance.
• Track record in regulatory remediation and/or greenfield program development.
• Experience managing bank and financial partner relationships.
• Deep knowledge of U.S. and international requirements including BSA, OFAC, FATF, Travel Rule regimes, and licensing frameworks.
• Hands-on building experience and ability to set strategy and execute in a high-speed startup environment.
• Exposure to blockchain analytics and payment fraud risk platforms.
• Experience with MSB/MTL licensing, e-money regulations, PSPs, VASP frameworks, and cross-jurisdictional compliance.
• Experience with FCC model risk governance and data quality controls.
• Prior board and regulatory reporting experience and comfort coordinating with external counsel.
• Enterprise Risk Management experience including risk taxonomy, RCSA, issue management, and KRI design.
• Applicants must be authorized to work in the United States.

Benefits

• Comprehensive medical, dental, vision, and life insurance with generous company contribution
• Meaningful equity in an early-stage, high-growth company
• 401(k) for retirement savings
• Unlimited PTO
• 10 federal holidays
• Flexible working model