Director, Risk Strategy (Fraud & AML | Fiat + Crypto)

Lead the design and execution of an end-to-end risk control framework spanning fiat and crypto ecosystems. Own fraud prevention, AML strategy, and fund flow risk management across fiat on/off ramps and on-chain transactions, partnering with global Product, Engineering, Compliance, Operations, and Philippines Risk & AML teams.

Responsibilities

• Own fraud prevention and AML strategy across fiat and crypto.
• Design risk strategies across onboarding, login, payments, trading, and crypto transfers.
• Mitigate payment fraud, account takeover, scams, mule activity, and money laundering.
• Analyze end-to-end fiat and crypto fund flows and suspicious patterns.
• Define risk decisioning, review, approval, escalation, and account action frameworks.
• Optimize fiat on-ramp and off-ramp risk controls and payment partner exposure.
• Leverage Elliptic and related blockchain intelligence tools for on-chain monitoring.
• Lead scalable rule engines, decision engines, case management, and real-time decisioning infrastructure.
• Define risk metrics and implement A/B testing, rule tuning, and segmentation.
• Build and lead risk strategy, fraud operations, and AML operations teams.
• Partner with regional Risk & AML, Product, Engineering, Compliance, and Operations teams.

Requirements

• 8+ years in fraud risk, AML, payments risk, or risk strategy, including 3+ years in leadership.
• Strong experience in payments, crypto exchanges, or fintech platforms.
• Experience managing fiat transaction risk and payment fraud.
• Deep anti-fraud and AML expertise, including ATO, scams, and money laundering.
• Understanding of payment systems, fiat transaction flows, and risk controls.
• Experience tracing fiat and crypto fund flows and identifying suspicious patterns.
• Experience making or guiding account-level risk decisions.
• Experience designing scalable risk strategies and rule systems.
• Hands-on Elliptic experience or similar tools such as Chainalysis or TRM.
• Ability to translate tool outputs into risk decision logic.
• SQL required; Python preferred.
• Strong cross-functional leadership and execution capability.
• Experience with regional or distributed teams.
• Fluent in English.
• Nice to have: Southeast Asia or Philippines market familiarity, complex fund flow analysis, and CAMS or similar certification.