Director of Credit Risk

You will own and scale the global credit-risk framework, including policies, risk appetite, underwriting standards, and limits. You will partner with commercial and technical stakeholders to structure institutional lending, develop on-chain risk controls, monitor portfolios, conduct stress tests, negotiate credit documentation, build a credit team, and improve monitoring and reporting automation.

Responsibilities

• Own and scale the global credit-risk framework, including policies, risk appetites, underwriting standards, and limit structures
• Partner with commercial teams to structure institutional credit solutions and facilitate deal execution within risk appetite
• Design risk parameters, automated monitoring, and collateral mechanisms for on-chain lending protocols and digital-asset products
• Monitor portfolio health, concentrations, covenants, and collateral
• Develop internal ratings, scorecards, and stress-testing models
• Partner with Legal and Compliance on credit documentation, master agreements, and security packages
• Advise senior leadership, the Risk Committee, and the Board
• Build, mentor, and empower a credit team
• Drive tooling and automation for credit monitoring, reporting, and data quality

Requirements

• 10+ years of progressive credit risk, lending, or structured credit experience
• 3+ years of experience building and managing teams
• Experience structuring, negotiating, and closing complex institutional lending or credit transactions
• Financial modeling skills
• Expertise in counterparty credit analysis, margin and collateral frameworks, and financial statement review
• Knowledge of digital assets, stablecoins, lending protocols, and crypto market dynamics
• Experience partnering with technical teams to build models and integrate AI platforms or third-party models
• Bachelor’s degree in Finance, Economics, Accounting, or a related field
• MBA, CFA, or FRM preferred

Benefits

• Professional development budget
• Flexible in-office attendance determined by managers and teams
• Team offsites, bonding activities, and happy hours
• Bonuses and equity
• Healthcare coverage
• Retirement benefits
• Family-forming and family-support benefits
• Employee giving match
• Mobile phone stipend
• R&R days
• Wellness reimbursement
• Onsite and virtual wellness programming
• Vacation policy
• Parental leave
• Family planning benefits
• Catered lunches
• Stocked kitchens with snacks and beverages
• Fun events